Business Planning
At GM Wealth Financial, we believe your business should be just as protected and well-planned as your personal finances. That's why we offer specialized guidance in business planning — helping entrepreneurs protect what they’ve built, plan for the unexpected, and create a smooth path forward for the future.
Buy-Sell Agreement Funding
What would happen to your business if one of the owners suddenly passed away, became disabled, or wanted out?
A buy-sell agreement is a legally binding plan that answers that question. It lays out exactly what happens when an owner leaves the business, who can buy their share, how much it will cost, and how it will be paid.
But even the best-written agreement falls apart without a clear funding strategy. That’s where we come in.
We help make sure that when the time comes, the money is there to make the agreement work, without putting strain on the business, surviving partners, or the exiting owner’s family.
Key Person Protection
Every business has someone they can’t afford to lose — maybe it’s the founder, a top salesperson, or a visionary leader.
If that person suddenly couldn't work anymore, became disabled, passed away, what would happen in your business?
That’s what key person planning is all about.
It’s the strategy of protecting your business from the financial impact of losing a vital team member.
We help business owners think through the risks, assess the impact, and create a plan that keeps the business stable, even in a worst-case scenario.
Succession Planning
You’ve worked hard to build your business, but do you have a clear path for what happens next?
Whether you plan to pass it on to family, sell it to a partner, or eventually retire, succession planning is how you ensure your exit is intentional, smooth, and financially sound.
It’s not just about choosing a successor, it’s about creating the systems, structures, and safeguards that let your business continue to thrive without you.
We help you clarify your goals, evaluate your options, and build a plan that protects your legacy and the people who rely on it.
