/* ============ GMW Financial — brand design system ============ */
:root{
  --navy:#213261;
  --navy-deep:#182448;
  --navy-soft:#2B3F78;
  --gold:#D6B584;
  --gold-deep:#B8955E;
  --gold-text:#86682F;
  --gold-tint:#F6EEDF;
  --cloud:#F4F6FA;
  --white:#FFFFFF;
  --ink:#172038;
  --ink-70:rgba(23,32,56,.72);
  --ink-55:rgba(23,32,56,.66);
  --line:rgba(23,32,56,.12);
  --line-light:rgba(255,255,255,.16);
  --ff-display:"Newsreader",Georgia,"Times New Roman",serif;
  --ff-body:"Hanken Grotesk",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --max:1200px;
  --gutter:clamp(20px,5vw,64px);
  --ease:cubic-bezier(.22,.74,.18,1);
  --t:.4s var(--ease);
  --nav-h:84px;
  --r:10px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--ff-body);font-size:17px;line-height:1.6;color:var(--ink);background:var(--white);overflow-x:hidden;-webkit-font-smoothing:antialiased}
body.no-scroll{overflow:hidden}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{font-family:var(--ff-display);font-weight:500;letter-spacing:-.01em;margin:0;line-height:1.1}
h1{font-size:clamp(42px,6.2vw,86px);line-height:1.02;letter-spacing:-.02em;font-weight:400}
h2{font-size:clamp(32px,4.2vw,54px);font-weight:400}
h3{font-size:clamp(21px,2vw,26px)}
p{margin:0}
.lead{font-size:clamp(17.5px,1.5vw,20px);line-height:1.6;color:var(--ink-70);max-width:58ch}
.container{width:min(var(--max),100% - 2*var(--gutter));margin-inline:auto}
.section{padding:clamp(72px,9vw,116px) 0}
.on-navy{background:var(--navy);color:var(--white)}
.on-navy .lead{color:rgba(255,255,255,.76)}
.on-cloud{background:var(--cloud)}
.on-white{background:var(--white)}
.measure{max-width:62ch}
.stack-xs>*+*{margin-top:12px}
.stack-sm>*+*{margin-top:20px}
.stack>*+*{margin-top:32px}
.section-head{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:end;margin-bottom:clamp(40px,5vw,60px)}
.section-head .lead{margin:0}
.kicker{display:block;font-size:14px;font-weight:700;color:var(--gold-text);margin-bottom:16px;letter-spacing:.01em}
.on-navy .kicker{color:var(--gold)}
.kicker a{text-decoration:none;border-bottom:1px solid transparent;transition:border-color var(--t)}
.kicker a:hover{border-color:currentColor}

/* subtle diagonal motif from the logo mark */
.slant{position:relative;overflow:hidden}
.slant::before{content:"";position:absolute;top:-10%;right:-10%;width:55%;height:120%;background:linear-gradient(135deg,rgba(255,255,255,.045),rgba(255,255,255,0) 60%);clip-path:polygon(35% 0,100% 0,100% 100%,0 100%);pointer-events:none;transform:translateY(var(--ly,0px))}
.slant>*{position:relative}

/* ============ buttons ============ */
.btn{--bg:var(--navy);--fg:#fff;--bd:var(--navy);position:relative;display:inline-flex;align-items:center;gap:12px;padding:16px 26px;border-radius:6px;border:1px solid var(--bd);background:var(--bg);color:var(--fg);font-weight:600;font-size:15.5px;text-decoration:none;cursor:pointer;overflow:hidden;isolation:isolate;transition:color var(--t),border-color var(--t),transform var(--t),box-shadow var(--t);font-family:var(--ff-body);line-height:1}
.btn::after{content:"";position:absolute;inset:0;background:var(--navy-soft);transform:translateX(-101%);transition:transform .5s var(--ease);z-index:-1}
.btn:hover::after,.btn:focus-visible::after{transform:translateX(0)}
.btn:hover{box-shadow:0 10px 24px -12px rgba(33,50,97,.5)}
.btn.mag{transition:color var(--t),border-color var(--t),box-shadow var(--t),transform .25s ease-out}
.btn.gold{--bg:var(--gold);--fg:var(--navy-deep);--bd:var(--gold)}
.btn.gold::after{background:#E3C797}
.btn.gold:hover{color:var(--navy-deep)}
.btn.ghost{--bg:transparent;--fg:var(--navy);--bd:rgba(33,50,97,.35)}
.btn.ghost::after{background:var(--navy)}
.btn.ghost:hover{color:#fff;--bd:var(--navy)}
.on-navy .btn{--bg:var(--gold);--fg:var(--navy-deep);--bd:var(--gold)}
.on-navy .btn::after{background:#E3C797}
.on-navy .btn:hover{color:var(--navy-deep)}
.on-navy .btn.ghost{--bg:transparent;--fg:#fff;--bd:rgba(255,255,255,.45)}
.on-navy .btn.ghost::after{background:var(--white)}
.on-navy .btn.ghost:hover{color:var(--navy);--bd:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.text-link{font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:8px;position:relative;color:var(--navy)}
.text-link svg{width:18px;height:18px;flex:none;transition:transform var(--t)}
.text-link:hover svg{transform:translateX(4px)}
.text-link::after{content:"";position:absolute;left:0;right:0;bottom:-3px;height:1px;background:currentColor;transform:scaleX(.3);transform-origin:left;transition:transform var(--t)}
.text-link:hover::after{transform:scaleX(1)}

/* ============ nav ============ */
.progress{position:fixed;top:0;left:0;height:3px;width:0;background:var(--gold);z-index:1200;transition:width .1s linear}
.nav{position:fixed;top:0;left:0;right:0;z-index:1100;height:var(--nav-h);display:flex;align-items:center;background:var(--white);border-bottom:1px solid var(--line);transition:height var(--t),box-shadow var(--t)}
.nav.scrolled{height:68px;box-shadow:0 10px 30px -20px rgba(23,32,56,.35)}
.nav .container{display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;text-decoration:none}
.brand img{height:60px;width:auto;transition:height var(--t)}
.brand .logo-white{display:none}
.nav.scrolled .brand img{height:48px}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.nav-links>li{position:relative}
.nav-links a{display:inline-block;padding:10px 14px;font-size:15px;font-weight:600;text-decoration:none;color:var(--navy);position:relative}
.nav-links>li>a:not(.btn)::after{content:"";position:absolute;left:14px;right:14px;bottom:6px;height:2px;background:var(--navy);transform:scaleX(0);transform-origin:left;transition:transform var(--t)}
.nav-links>li>a:not(.btn):hover::after,.nav-links>li>a.active::after{transform:scaleX(1)}
.nav-links a.btn{padding:12px 20px;font-size:14.5px;margin-left:10px;color:var(--fg)}
.nav-links a.btn:hover{color:var(--fg)}
.has-menu>a{display:inline-flex;align-items:center;gap:6px}
.has-menu>a svg{width:14px;height:14px;transition:transform var(--t)}
.has-menu:hover>a svg,.has-menu:focus-within>a svg{transform:rotate(180deg)}
.menu{position:absolute;top:100%;left:0;min-width:270px;padding:10px;margin:4px 0 0;list-style:none;background:var(--white);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:8px;box-shadow:0 24px 48px -24px rgba(23,32,56,.35);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity var(--t),transform var(--t),visibility var(--t)}
.has-menu:hover .menu,.has-menu:focus-within .menu{opacity:1;visibility:visible;transform:translateY(0)}
.menu a{display:block;padding:11px 14px;border-radius:6px;font-size:15px;font-weight:500;transition:background var(--t),color var(--t)}
.menu a:hover{background:var(--cloud);color:var(--navy)}
.menu-btn{display:none;width:48px;height:48px;border:0;background:transparent;cursor:pointer;position:relative;z-index:1300;-webkit-tap-highlight-color:transparent;touch-action:manipulation;border-radius:50%}
.menu-btn span{position:absolute;left:12px;right:12px;height:2px;background:var(--navy);border-radius:2px;transition:transform .45s var(--ease),top .45s var(--ease),background var(--t)}
.menu-btn span:nth-child(1){top:18px}
.menu-btn span:nth-child(2){top:29px}
.menu-btn.open span{background:#fff}
.menu-btn.open span:nth-child(1){top:23px;transform:rotate(45deg)}
.menu-btn.open span:nth-child(2){top:23px;transform:rotate(-45deg)}
body.no-scroll .nav{background:var(--navy);border-color:transparent;box-shadow:none}
body.no-scroll .brand .logo-color{display:none}
body.no-scroll .brand .logo-white{display:block}
.mobile-menu{position:fixed;inset:0;background:var(--navy);color:#fff;z-index:1050;display:flex;flex-direction:column;justify-content:center;padding:96px var(--gutter) 48px;opacity:0;visibility:hidden;transform:translateY(-2%);transition:opacity .4s var(--ease),transform .4s var(--ease),visibility .4s}
.mobile-menu.open{opacity:1;visibility:visible;transform:none}
.mobile-menu ul{list-style:none;margin:0;padding:0}
.mobile-menu li{opacity:0;transform:translateY(14px);transition:opacity .5s var(--ease),transform .5s var(--ease);transition-delay:calc(var(--i)*55ms)}
.mobile-menu.open li{opacity:1;transform:none}
.mobile-menu a{display:block;text-decoration:none;font-family:var(--ff-display);font-size:clamp(30px,7vw,40px);padding:10px 0;line-height:1.1}
.mobile-menu .sub{padding-left:18px;border-left:2px solid var(--gold);margin:6px 0 14px}
.mobile-menu .sub a{font-family:var(--ff-body);font-size:17px;padding:8px 0;color:rgba(255,255,255,.82)}
.mobile-menu .meta{margin-top:auto;font-size:14px;color:rgba(255,255,255,.65);display:flex;flex-direction:column;gap:6px}

/* ============ hero ============ */
.hero{position:relative;padding:calc(var(--nav-h) + clamp(56px,8vw,104px)) 0 clamp(56px,7vw,96px);min-height:min(90svh,940px);display:flex;align-items:center;overflow:hidden;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff}
.hero.light{background:var(--cloud);color:var(--ink);min-height:0}
.hero::after{content:"";position:absolute;right:-12%;top:-20%;width:60%;height:150%;background:linear-gradient(135deg,rgba(255,255,255,.05),rgba(255,255,255,0) 55%);clip-path:polygon(40% 0,100% 0,100% 100%,0 100%);pointer-events:none}
.hero.light::after{background:linear-gradient(135deg,rgba(33,50,97,.05),rgba(33,50,97,0) 55%)}
.hero>.container{position:relative;z-index:1}
.hero .lead{color:rgba(255,255,255,.78)}
.hero.light .lead{color:var(--ink-70)}
.hero-grid{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(32px,5vw,72px);align-items:center}
.hero h1 .line{display:block;overflow:hidden;padding-bottom:.08em;margin-bottom:-.08em}
.hero h1 .line>span{display:block;transform:translateY(112%);animation:rise 1s var(--ease) forwards}
.hero h1 .line:nth-child(2)>span{animation-delay:.1s}
.hero h1 .line:nth-child(3)>span{animation-delay:.2s}
.hero .lead{margin-top:28px;opacity:0;animation:fade .9s var(--ease) .45s forwards}
.hero .btn-row{margin-top:36px;opacity:0;animation:fade .9s var(--ease) .6s forwards}
.hero .btn{--bg:var(--gold);--fg:var(--navy-deep);--bd:var(--gold)}
.hero .btn::after{background:#E3C797}
.hero .btn:hover{color:var(--navy-deep)}
.hero .btn.ghost{--bg:transparent;--fg:#fff;--bd:rgba(255,255,255,.45)}
.hero .btn.ghost::after{background:#fff}
.hero .btn.ghost:hover{color:var(--navy)}
.hero.light .btn{--bg:var(--navy);--fg:#fff;--bd:var(--navy)}
.hero.light .btn::after{background:var(--navy-soft)}
.hero.light .btn:hover{color:#fff}
.hero.light .btn.ghost{--bg:transparent;--fg:var(--navy);--bd:rgba(33,50,97,.35)}
.hero.light .btn.ghost::after{background:var(--navy)}
.hero.light .btn.ghost:hover{color:#fff}
.hero-panel{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);color:#fff;border-radius:14px;padding:clamp(28px,3vw,40px);display:grid;gap:28px;opacity:0;transform:translateY(24px);animation:panel 1s var(--ease) .35s forwards;backdrop-filter:blur(8px)}
.stat{display:grid;grid-template-columns:auto 1fr;gap:20px;align-items:baseline;padding-bottom:24px;border-bottom:1px solid var(--line-light)}
.hero-panel .stat:last-child{border-bottom:0;padding-bottom:0}
.stat .num{font-family:var(--ff-display);font-size:clamp(52px,5vw,72px);line-height:1;letter-spacing:-.02em;min-width:4.4ch;color:var(--gold)}
.stat .lbl{font-weight:600;font-size:16px}
.stat .lbl p{font-weight:400;color:rgba(255,255,255,.7);font-size:14.5px;margin-top:4px;line-height:1.5}
.hero-panel .loc{display:flex;align-items:center;gap:10px;font-size:14px;color:rgba(255,255,255,.72)}
.hero-panel .loc svg{width:16px;height:16px;color:var(--gold)}
.hero-rule{height:2px;width:min(260px,40%);background:var(--gold);margin-top:34px;transform:scaleX(0);transform-origin:left;animation:draw 1.1s var(--ease) .55s forwards}
.hero.light .hero-rule{background:var(--gold)}
.hero-panel{position:relative;overflow:hidden}
.hero-panel .glow{position:absolute;inset:0;pointer-events:none;opacity:0;background:radial-gradient(260px circle at var(--mx,50%) var(--my,50%),rgba(214,181,132,.22),transparent 60%);transition:opacity .4s}
.hero-panel:hover .glow{opacity:1}
.scroll-cue{position:absolute;left:50%;bottom:28px;transform:translateX(-50%);width:1px;height:56px;overflow:hidden;opacity:.6}
.scroll-cue::before{content:"";position:absolute;left:0;top:0;width:1px;height:100%;background:linear-gradient(to bottom,transparent,var(--gold) 50%,transparent);animation:cue 2.2s var(--ease) infinite}
@keyframes cue{0%{transform:translateY(-100%)}60%,100%{transform:translateY(100%)}}
@keyframes draw{to{transform:scaleX(1)}}
@keyframes rise{to{transform:translateY(0)}}
@keyframes fade{to{opacity:1}}
@keyframes panel{to{opacity:1;transform:none}}

/* ============ ticker ============ */
.ticker{background:var(--gold);color:var(--navy-deep);padding:14px 0;overflow:hidden;position:relative}
.ticker.paused .ticker-track{animation-play-state:paused}
.ticker-pause{position:absolute;right:12px;top:50%;transform:translateY(-50%);width:36px;height:36px;border-radius:50%;border:1px solid rgba(24,36,72,.4);background:var(--gold);color:var(--navy-deep);cursor:pointer;display:grid;place-items:center;padding:0}
.ticker-pause svg{width:14px;height:14px}
.ticker-pause .ic-play{display:none}
.ticker.paused .ticker-pause .ic-pause{display:none}
.ticker.paused .ticker-pause .ic-play{display:block}
.ticker-track{padding-right:56px}
.ticker-track{display:flex;width:max-content;animation:ticker 30s linear infinite}
.ticker-item{display:inline-flex;align-items:center;gap:28px;padding-right:28px;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;white-space:nowrap}
.ticker-item::after{content:"";width:6px;height:6px;border-radius:50%;background:var(--navy-deep);opacity:.5}
@keyframes ticker{to{transform:translateX(-50%)}}

/* ============ story / values ============ */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,96px);align-items:start}
.quote{font-family:var(--ff-display);font-style:italic;font-size:clamp(24px,2.6vw,34px);line-height:1.3;color:var(--navy);padding-left:22px;border-left:3px solid var(--gold)}
.on-navy .quote{color:#fff}
.values{display:grid;grid-template-columns:1fr 1fr;gap:28px 40px;margin-top:8px}
.value{padding-top:20px;border-top:2px solid var(--gold)}
.value h3{font-size:22px;margin-bottom:8px}
.value p{color:var(--ink-70);font-size:15.5px;line-height:1.55}
.on-navy .value p{color:rgba(255,255,255,.74)}
.sticky{position:sticky;top:120px}

/* ============ services rows ============ */
.svc-list{border-top:1px solid var(--line);margin:0;padding:0;list-style:none}
.svc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.25fr);gap:clamp(24px,4vw,64px);align-items:center;padding:36px 28px 36px 32px;border-bottom:1px solid var(--line);text-decoration:none;color:inherit;position:relative;isolation:isolate;transition:background var(--t)}
.svc::before{content:"";position:absolute;left:0;top:28px;bottom:28px;width:3px;background:var(--gold);transform:scaleY(0);transform-origin:top;transition:transform .5s var(--ease)}
.svc:hover::before,.svc:focus-visible::before{transform:scaleY(1)}
.svc:hover{background:rgba(255,255,255,.7)}
.svc h3{font-size:clamp(24px,2.5vw,34px);display:inline-block;position:relative;transition:transform .5s var(--ease)}
.svc h3::after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:1px;background:var(--navy);transform:scaleX(0);transform-origin:left;transition:transform .55s var(--ease) .05s}
.svc:hover h3{transform:translateX(8px)}
.svc:hover h3::after{transform:scaleX(1)}
.svc p{color:var(--ink-70);font-size:16px;line-height:1.55;transition:color var(--t)}
.svc:hover p{color:var(--ink)}
.svc .more{display:block;margin-top:10px;font-size:14px;font-weight:700;color:var(--navy);opacity:0;transform:translateY(6px);transition:opacity var(--t),transform var(--t)}
.svc:hover .more{opacity:1;transform:none}

/* ============ feature (special needs) ============ */
.feature{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(40px,6vw,96px);align-items:center}
.card-light{background:rgba(255,255,255,.06);border:1px solid var(--line-light);border-radius:14px;padding:clamp(24px,3vw,40px)}
.why-list{display:grid}
.why{padding:20px 0;border-bottom:1px solid var(--line-light)}
.why:first-child{padding-top:0}
.why:last-child{border-bottom:0;padding-bottom:0}
.why h3{font-family:var(--ff-body);font-weight:700;font-size:17px;letter-spacing:0;margin-bottom:6px;color:#fff;position:relative;padding-left:20px}
.why h3::before{content:"";position:absolute;left:0;top:.5em;width:8px;height:8px;background:var(--gold);transform:rotate(45deg)}
.why p{font-size:15px;line-height:1.55;color:rgba(255,255,255,.74);padding-left:20px}

/* ============ process ============ */
.steps{display:grid;grid-template-columns:repeat(var(--cols,4),1fr);gap:clamp(24px,3vw,40px);position:relative;margin-top:16px}
.steps::before{content:"";position:absolute;left:0;right:0;top:22px;height:1px;background:var(--line);transform:scaleX(0);transform-origin:left;transition:transform 1.4s var(--ease) .15s}
.on-navy .steps::before{background:var(--line-light)}
.steps.in::before{transform:scaleX(1)}
.step{position:relative;padding-top:60px}
.step .n{position:absolute;top:0;left:0;width:44px;height:44px;border-radius:50%;background:var(--white);border:1px solid var(--line);display:grid;place-items:center;font-family:var(--ff-display);font-size:17px;color:var(--navy);transition:background var(--t),color var(--t),border-color var(--t)}
.on-cloud .step .n{background:var(--cloud)}
.on-navy .step .n{background:var(--navy);border-color:var(--line-light);color:var(--gold)}
.step:hover .n{background:var(--navy);color:var(--gold);border-color:var(--navy)}
.on-navy .step:hover .n{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.step h3{font-size:23px;margin-bottom:10px}
.step p{font-size:15.5px;line-height:1.55;color:var(--ink-70)}
.on-navy .step p{color:rgba(255,255,255,.74)}

/* ============ team ============ */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px clamp(20px,2.5vw,32px)}
.member{display:grid;grid-template-rows:subgrid;grid-row:span 4;row-gap:0;align-content:start;perspective:1000px}
.member .photo{transition:transform .45s var(--ease),box-shadow .45s var(--ease);transform-style:preserve-3d;will-change:transform}
.member.tilting .photo{transition:transform .08s linear,box-shadow .45s var(--ease);box-shadow:0 30px 60px -36px rgba(23,32,56,.5)}
.member .photo .sheen{position:absolute;inset:0;pointer-events:none;background:linear-gradient(115deg,rgba(255,255,255,0) 30%,rgba(255,255,255,.28) 50%,rgba(255,255,255,0) 70%);transform:translateX(-120%);transition:transform .9s var(--ease);mix-blend-mode:soft-light}
.member:hover .photo .sheen{transform:translateX(120%)}
.member .photo{aspect-ratio:4/5;overflow:hidden;border-radius:var(--r);background:var(--cloud);position:relative;transform:translateZ(0)}
.member .photo img{width:100%;height:100%;object-fit:cover;object-position:center top;transition:transform 1s var(--ease)}
.member:hover .photo img{transform:scale(1.045)}
.member .photo::after{content:"";position:absolute;inset:0;border-radius:var(--r);box-shadow:inset 0 0 0 0 var(--gold);transition:box-shadow var(--t)}
.member:hover .photo::after{box-shadow:inset 0 0 0 3px var(--gold)}
.member h3{font-size:24px;margin-top:18px;align-self:start}
.member .role{color:var(--gold-text);font-weight:700;font-size:14px;margin-top:4px;align-self:start}
.member p.bio{font-size:15px;color:var(--ink-70);margin-top:10px;line-height:1.55;align-self:start}

/* ============ areas (service pages) ============ */
.areas{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}
.area{padding:32px 28px 36px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);position:relative;transition:background var(--t)}
.area:hover{background:var(--white)}
.area::before{content:"";display:block;width:28px;height:2px;background:var(--gold);margin-bottom:20px;transition:width .5s var(--ease)}
.area:hover::before{width:56px}
.area h3{font-size:22px;margin-bottom:10px}
.area h3 button{all:unset;font:inherit;color:inherit;cursor:default;display:block;width:100%}
.area p{font-size:15.5px;line-height:1.55;color:var(--ink-70)}
.hi-list{display:grid;gap:0}
.hi{display:grid;grid-template-columns:auto 1fr;gap:16px;padding:18px 0;border-bottom:1px solid var(--line-light)}
.hi:last-child{border-bottom:0;padding-bottom:0}
.hi:first-child{padding-top:0}
.hi .dot{width:10px;height:10px;border-radius:50%;background:var(--gold);margin-top:8px}
.hi .hi-t{font-size:19px;font-weight:700;margin-bottom:4px;color:#fff}
.hi p{font-size:14.5px;line-height:1.5;color:rgba(255,255,255,.72)}

/* ============ stats row (about) ============ */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;border-top:2px solid var(--gold);padding-top:32px}
.stats .num{font-family:var(--ff-display);font-size:clamp(48px,5vw,72px);line-height:1;letter-spacing:-.02em;color:var(--navy)}
.stats .lbl{font-weight:600;margin-top:10px}
.stats p{font-size:14.5px;color:var(--ink-55);margin-top:4px}

/* ============ contact ============ */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,6vw,96px);align-items:start}
.c-list{display:grid;gap:22px;margin-top:36px}
.c-list{grid-template-columns:1fr 1fr;gap:28px 32px}
.c-item{padding-top:14px;border-top:1px solid var(--line-light);font-size:16.5px;line-height:1.5}
.c-item strong{display:block;font-size:13px;color:var(--gold);font-weight:700;margin-bottom:6px;letter-spacing:.02em}
.c-item a{text-decoration:none}
.c-item a:hover{text-decoration:underline;text-underline-offset:3px}
.form{background:var(--white);color:var(--ink);border-radius:14px;padding:clamp(24px,3vw,40px);box-shadow:0 40px 80px -48px rgba(0,0,0,.5);border-top:4px solid var(--gold)}
.form h3{font-size:26px;margin-bottom:6px}
.form .hint{font-size:15px;color:var(--ink-55);margin-bottom:24px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:grid;gap:6px}
.field.full{grid-column:1/-1}
.field label{font-size:13.5px;font-weight:600;color:var(--ink-70)}
.field input,.field select,.field textarea{font:inherit;font-size:15.5px;padding:13px 14px;border:1px solid var(--line);border-radius:6px;background:var(--cloud);color:var(--ink);width:100%;transition:border-color var(--t),box-shadow var(--t),background var(--t)}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy);background:#fff;box-shadow:0 0 0 4px rgba(33,50,97,.12)}
.form .btn{margin-top:20px;width:100%;justify-content:center;--bg:var(--navy);--fg:#fff;--bd:var(--navy)}
.form .btn::after{background:var(--navy-soft)}
.form .btn:hover{color:#fff}
.form .fine{font-size:13px;color:var(--ink-55);margin-top:12px;text-align:center}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* ============ cta band ============ */
.cta{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.cta .btn-row{justify-content:flex-end}

/* ============ footer ============ */
.footer{background:var(--navy-deep);color:#fff;padding:clamp(56px,7vw,88px) 0 32px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
.footer img{height:64px;width:auto}
.footer .tag{margin-top:18px;max-width:34ch;color:rgba(255,255,255,.7);font-size:15px;line-height:1.55}
.footer h2{font-family:var(--ff-body);font-size:14px;font-weight:700;letter-spacing:0;margin-bottom:16px;color:var(--gold)}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.footer a{text-decoration:none;color:rgba(255,255,255,.88);font-size:15px;transition:color var(--t)}
.footer a:hover{color:var(--gold)}
.footer .addr{font-style:normal;font-size:15px;line-height:1.6;color:rgba(255,255,255,.88)}
.footer .addr span{display:block}
.footer-bottom{margin-top:48px;padding-top:24px;border-top:1px solid var(--line-light);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13.5px;color:rgba(255,255,255,.55)}

/* ============ progressive disclosure (mobile) ============ */
.readmore{display:none;align-items:center;gap:8px;margin-top:10px;padding:8px 0;min-height:44px;border:0;background:none;font:inherit;font-size:15px;font-weight:700;color:var(--navy);cursor:pointer}
.readmore::after{content:"";width:8px;height:8px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform var(--t)}
.readmore.open::after{transform:rotate(-135deg) translateY(-2px)}
.on-navy .readmore{color:var(--gold)}

/* ============ reveal ============ */
h2.wsplit .w{display:inline-block;overflow:hidden;vertical-align:bottom;padding-bottom:.12em;margin-bottom:-.12em}
.js h2.wsplit .w>span{display:inline-block;transform:translateY(110%);transition:transform .9s var(--ease);transition-delay:calc(var(--i,0)*45ms)}
h2.wsplit.in .w>span{transform:none}
.page-in{animation:pagein .35s ease-out both}
@keyframes pagein{from{opacity:0}to{opacity:1}}
.js [data-reveal]{opacity:0;transform:translateY(18px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
[data-reveal].in{opacity:1;transform:none}
.js [data-stagger]>*{opacity:0;transform:translateY(16px);transition:opacity .6s var(--ease),transform .6s var(--ease);transition-delay:calc(min(var(--i,0),5)*60ms)}
[data-stagger].in>*{opacity:1;transform:none}
:focus-visible{outline:3px solid var(--navy);outline-offset:3px;border-radius:4px}
.on-navy :focus-visible,.hero:not(.light) :focus-visible,.footer :focus-visible,.mobile-menu :focus-visible,body.no-scroll .nav :focus-visible{outline-color:#fff}
.ticker :focus-visible{outline-color:var(--navy-deep)}
.field input:focus-visible,.field select:focus-visible,.field textarea:focus-visible{outline:3px solid var(--navy);outline-offset:2px}
::placeholder{color:#5F667A;opacity:1}
.skip{position:absolute;left:12px;top:-60px;z-index:2000;background:var(--navy);color:#fff;padding:12px 18px;border-radius:6px;font-weight:700;text-decoration:none;transition:top .2s}
.skip:focus{top:12px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ============ responsive ============ */
@media(max-width:1024px){
  .nav-links{display:none}
  .menu-btn{display:block}
  .hero-grid{grid-template-columns:1fr}
  .hero{min-height:0}
  .section-head{grid-template-columns:1fr;gap:16px}
  .split,.feature,.contact-grid,.cta{grid-template-columns:1fr}
  .cta .btn-row{justify-content:flex-start}
  .steps{grid-template-columns:repeat(2,1fr)}
  .steps::before{display:none}
  .step{padding-top:0;padding-left:58px}
  .footer-grid{grid-template-columns:1fr 1fr}
  .sticky{position:static}
  .svc{grid-template-columns:1fr;gap:10px;padding:28px 20px 28px 24px}
  .svc .more{opacity:1;transform:none}
  .areas{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:720px){
  :root{--nav-h:72px}
  body{font-size:16px}
  .lead{font-size:17px;line-height:1.55}
  .section{padding:56px 0}
  .section-head{margin-bottom:28px}
  .section-head .lead{display:none}
  h2{font-size:32px}
  .kicker{margin-bottom:12px}
  .brand img{height:48px}
  .nav.scrolled .brand img{height:42px}
  /* hero */
  .hero{padding-top:calc(var(--nav-h) + 44px);padding-bottom:44px}
  .hero-grid{gap:30px}
  .hero .lead{margin-top:18px;font-size:16.5px}
  .hero .btn-row{margin-top:24px;gap:10px}
  .hero .btn,.cta .btn,.form .btn{width:100%;justify-content:center}
  .hero-rule,.scroll-cue{display:none}
  .hero-panel{grid-template-columns:1fr 1fr;gap:0;padding:20px 22px}
  .hero-panel .stat{grid-template-columns:1fr;gap:4px;padding:0 22px 0 0;border-bottom:0;border-right:1px solid var(--line-light);align-content:start}
  .hero-panel .stat + .stat{border-right:0;padding:0 0 0 22px}
  .stat .num{font-size:36px;min-width:0;line-height:1.1}
  .stat .lbl{font-size:13px;line-height:1.35}
  .stat .lbl p,.hero-panel .loc{display:none}
  .hero.light .quote{font-size:20px}
  /* service page hero highlights: titles only */
  .hi{padding:11px 0;gap:12px}
  .hi .dot{width:7px;height:7px;margin-top:9px}
  .hi .hi-t{font-size:15.5px;margin:0}
  .hi p{display:none}
  /* read more */
  .more-text{display:none}
  .more-text.open{display:block;margin-top:16px}
  .readmore{display:inline-flex}
  /* story */
  .split{gap:28px}
  .quote{font-size:21px;padding-left:16px}
  .values{grid-template-columns:1fr 1fr;gap:18px 16px}
  .value{padding-top:14px}
  .value h3{font-size:17px;margin-bottom:4px}
  .value p{font-size:13.5px;line-height:1.45}
  /* services */
  .svc{grid-template-columns:1fr;gap:6px;padding:22px 14px 22px 18px}
  .svc::before{top:20px;bottom:20px}
  .svc h3{font-size:21px}
  .svc p{font-size:14.5px;line-height:1.5}
  .svc .more{display:none}
  /* feature */
  .feature{gap:28px}
  .card-light{padding:22px 20px}
  .why{padding:14px 0}
  .why h3{font-size:15.5px;margin-bottom:3px}
  .why p{font-size:13.5px;line-height:1.5}
  /* process */
  .steps{grid-template-columns:1fr;gap:26px}
  .step{padding-left:56px}
  .step h3{font-size:20px;margin-bottom:6px}
  .step p{font-size:14.5px}
  /* team */
  .team-grid{grid-template-columns:repeat(2,1fr);gap:26px 14px}
  .member h3{font-size:17px;margin-top:12px}
  .member .role{font-size:12px;margin-top:2px}
  .member p.bio{font-size:13.5px;margin-top:6px}
  .compact-team .member p.bio{display:none}
  /* areas accordion */
  .areas{grid-template-columns:1fr;border-left:0;border-top:1px solid var(--line)}
  .area{border-right:0;padding:0}
  .area::before{display:none}
  .area h3{font-size:18px;margin:0;padding:0}
  .area h3 button{all:unset;display:flex;width:100%;box-sizing:border-box;align-items:center;justify-content:space-between;gap:16px;padding:18px 0;cursor:pointer;-webkit-tap-highlight-color:transparent;font:inherit;color:inherit}
  .area h3 button:focus-visible{outline:3px solid var(--navy);outline-offset:-3px;border-radius:4px}
  .area h3 button::after{content:"";flex:none;width:9px;height:9px;border-right:1.5px solid var(--navy);border-bottom:1.5px solid var(--navy);transform:rotate(45deg) translateY(-3px);transition:transform var(--t)}
  .area.open h3 button::after{transform:rotate(-135deg) translateY(-3px)}
  .area p{display:none;font-size:14.5px;padding-bottom:18px}
  .area.open p{display:block}
  /* contact */
  .contact-grid{gap:32px}
  .contact-grid>div>.lead{display:none}
  .c-list{grid-template-columns:1fr 1fr;gap:16px 14px;margin-top:24px}
  .c-item{font-size:14.5px;padding-top:10px}
  .c-item strong{font-size:12px;margin-bottom:3px}
  .form{padding:22px 18px}
  .form h3{font-size:22px}
  .form .hint{margin-bottom:16px}
  .fields{grid-template-columns:1fr;gap:12px}
  .field input,.field select,.field textarea{padding:12px 13px}
  .field textarea{min-height:90px}
  /* cta */
  .cta{gap:22px}
  .cta .btn-row{flex-direction:column;align-items:stretch}
  /* footer */
  .footer{padding:44px 0 24px}
  .footer img{height:48px}
  .footer .tag{display:none}
  .footer-grid{grid-template-columns:1fr 1fr;gap:28px 20px}
  .footer-grid>div:first-child,.footer-grid>div:last-child{grid-column:1/-1}
  .footer ul{gap:8px}
  .footer-bottom{margin-top:32px;flex-direction:column;gap:4px}
  .ticker-track{animation-duration:15s}
  .stats{grid-template-columns:repeat(3,1fr);gap:12px;padding-top:22px}
  .stats .num{font-size:34px}
  .stats .lbl{font-size:13px;margin-top:6px}
  .stats p{display:none}
}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .hero h1 .line>span{transform:none}
  .hero .lead,.hero .btn-row,.hero-panel{opacity:1;transform:none}
  [data-reveal],[data-stagger]>*{opacity:1;transform:none}
  .steps::before{transform:scaleX(1)}
  .ticker-track{animation:none}
  h2.wsplit .w>span{transform:none}
  .hero-rule{transform:none}
  .scroll-cue{display:none}
}